Auto financing. We know those words don't get us quite as excited as something like "free vacation," "new Xbox giveaway," or "kittens for adoption," but here at Gunther Volvo Cars in Daytona Beach, FL, we aim to make the auto financing process just as worthy of excitement and confidence as any of those other events. Whether you're looking to buy new or used cars, our car finance options can help you get what you want without needing to sacrifice anything to get it. Want to learn more? Keep reading!

Loan or Lease? Personal Loan or Car Loan?

If you're living near Orlando and you've decided it's time to get a new vehicle, whether brand new or just new to you, you have a few decisions to make. You can lease or buy a car. If you want to lease, we have great Volvo car lease specials for you. If you buy, you can pay for it all up front (wouldn't we all love to be able to do that?). Or, if you're like most of us, you'll need to get either a personal loan or a car loan.

A personal loan is one that is usually offered for a shorter period of time, is unsecured, and isn't necessarily tied down to the car. A car loan, specifically, can allow you to take out more money and gives you the opportunity to sometimes get a car without a down payment. For those of you getting a new or used car with us, we always suggest taking advantage of our car loans because our auto loan rates are incredibly competitive and can be matched to fit your personal and financial needs.

Used Car Financing

It might not have ever occurred to you to finance a used car. However, this is a great option that fits the financial situation of many people. This can especially be a great option if you have a trade-in vehicle for us, in which case we make it easy for you to value your car trade, see exactly what you can get, and accordingly calculate what you can afford on used car loans.

What To Know Before Taking a Loan

At our dealership near Deltona, we want our drivers to be informed. Auto financing can be relaxing and easy if you know all the facts. So, what are the most important things you need to know before securing auto financing? Regardless of our amazing Volvo financing rates, here's some great info to keep in your back pocket.

  • Take all your costs into consideration before making your final choice. It's important to have as good of an idea of all the final costs before committing to any auto financing deal. You can use a loan calculator to do some math on your own or sit down with one of our finance experts to see all that is involved. The biggest factors that determine your price will include the total loan amount, your down payment, the length of the term, and your interest rate.

  • Know your credit score and improve it if possible. The better your credit score, the better the deal you're going to be able to secure.

  • Think about opting for a shorter term. Many people opt for the shortest loan term that they can get. If you want to limit the total amount of time you're paying for your vehicle, and you can make room for it in your budget, getting a shorter term is a great idea. It also saves you money in the long term on interest.

Auto Financing Made Easy

Everyone near Deltona has relied on us for affordable and hassle-free financing for a long time. So, join us and see what all the fuss is about! If our simple process doesn't entice you enough, maybe our standout Volvo car finance deals on our new Volvo cars for sale will! Come see us and decide for yourself!

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Gunther Volvo Cars Daytona Beach

1270 N. Tomoka Farms Rd.
Directions Suite 1
Daytona Beach, FL 32124

  • Sales: 754-220-4590
  • Service: 754-220-4591
  • Parts: 754-220-4592


  • Monday 9:00 AM - 8:00 PM
  • Tuesday 9:00 AM - 8:00 PM
  • Wednesday 9:00 AM - 8:00 PM
  • Thursday 9:00 AM - 8:00 PM
  • Friday 9:00 AM - 8:00 PM
  • Saturday 10:00 AM - 7:00 PM
  • Sunday 12:00pm - 6:00pm